As a personal injury firm, we’re on the side of the little guy—the person who has been wrongfully injured by the negligence or fault of another. Despite this article’s title, we are not looking to make anyone out to be the villain. Instead, we want people to be aware of the idea that insurance companies, even their own, may not have their best interests in mind. The fact of the matter is that insurance companies exist to profit, just like every other company in the world. It is not the best business model to always give maximum payouts for every case submitted. This is why you should always have legal representation. On ordinary people who have a personal injury attorney obtain settlements that are at least 50% larger than individuals representing themselves.
What to do if I am contacted?
One rule of thumb is to speak with a local law firm before you talk with insurance companies. Whether you are dealing with a dog bite situation, car accident, large truck accident, or worker’s compensation claim, insurance companies don’t waste too much time before they start making phone calls. This could be an innocent attempt to stay on top of large workloads. However, far more likely is this is an effort to have people accept settlement offers that are far too low to be fair. It is difficult to know how much an accident may affect your future without a professional evaluation. This includes medical bills, lost wages, or a limited or diminished ability to work and provide for your family.
