insurance

Insurance Premiums

Did you know that the premiums for automobile insurance are vary depending upon a number of different factors?  Below are some of the reasons why insurance rates and premiums may differ: Obviously, the type and limits of the insurance policy you choose will impact how much you pay for your auto insurance premium.  Too, the different areas of coverage on your policy as well as your deductible will impact...

What Happens If Someone Borrows Your Car and Gets in an Accident?

We've all been in different situations that require someone else to drive your vehicle. You really need to know how your car insurance policy works for these types of scenarios. Particularly, how your insurance handles accidents caused by a driver that was not listed on your policy. Here are things to research about the policy that could give you a better idea of what to expect if you lend your vehicle and...

What is my Injury Case Worth?

This question is posed to me by nearly every single one of my clients. Unfortunately, this question is complicated, multi-faceted, and dependent on many variables. Quality attorneys know this and will not make promises they can't keep or exaggeration of value. Attorneys can offer guidance, but they cannot give absolute answers or guarantees regarding a case's matters. Of course, adept attorneys will have a...

Trucking Companies Deny Claims After Accident

Keeping in mind how many goods are being delivered to and from Utah, it's no shock for motorists to encounter a semi-truck on the roads. Most semi-trucks are of massive size and weight compared to other vehicles on the road, meaning that they will probably cause a devastating accident if they collided with another motorist. In most collision cases involving a big rig, the company they work for is to blame,...

Understanding Insurance Terminology

You have been involved in an automobile accident. You and your health are the most important things, and you need to concentrate on that. Now is not the time to figure out you don’t have enough insurance, or that your insurance won’t cover the things you need them to. Many people do not understand the terms utilized by insurance companies or what impact not having a specific type of insurance can mean...

What to do if you Witness a Car Crash

Have you ever wondered what you should do if you witness a car accident? Witnessing a car accident can be a traumatic event. Remember, remain calm and keep your wits about you. No one wants a second car accident to take place. America Family Insurance recommends you do the following if you witness an automobile accident: Safety first! If you're driving and an accident occurs in front of you, make sure...

Working with Uninsured Individuals in Injury Cases

Statistically, one in every eight drivers does not have insurance coverage. If you should find yourself in the unfortunate situation where someone has hurt you who did not have insurance at the time, there are still options for you. In most insurance plans, there is a policy for the uninsured. This policy means if a person who's injured you doesn't have any insurance coverage, you may still seek...

Why Waiting to File Can Hurt Your Injury Case

If you are active in society, you have probably heard statements like, “don’t hesitate, call today” from local injury law firms. Yes, these prompts are part of their marketing endeavors, but it is not just about making their phones ring with new potentials. It can actually help those affected by a personal injury to speak with an attorney as quickly as possible. Most notably, there is a statute of...

Will Insurance Companies Try to Trick Me?

  As a personal injury firm, we're on the side of the little guy—the person who has been wrongfully injured by the negligence or fault of another. Despite this article's title, we are not looking to make anyone out to be the villain. Instead, we want people to be aware of the idea that insurance companies, even their own, may not have their best interests in mind. The fact of the matter is that...

What if the Other Driver Doesn’t Want Insurance Involved?

If you have ever been involved in a traffic accident, you know the feeling you get in the pit of your stomach. Even a minor collision can be quite frightening when it happens. Some people even report witnessing their life flash before their eyes. Regardless, people are not in the best mental state during or immediately after an accident. With countless thoughts running through your mind, insurance may be...

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