Let’s say that you have been involved in an accident where it was not your fault. This could be a car accident that happened because the other person was speeding or driving while under the influence of drugs or alcohol. In other cases, the accident could have arisen because a property owner did not correctly upkeep their property. For example, in the winter, water is allowed to collect and freeze in a parking lot. Regardless of the situation, you have been injured due to another’s negligence and are facing several intimidating problems. Most common include an ambulance, overnight stays at a hospital, subsequent doctor visits, and months of physical therapy. As these large bills begin to pile up, one is concerned with a big question, “who is going to pay these medical bills?” This article will cover this question and the several factors that must be taken into account.
Understanding more about who pays
The law is written so that the defendant is not responsible for paying for your medical expenses on an ongoing basis. Another way of looking at this that regardless of how at-fault the defendant may seem, they do not have to pay your medical expenses as they are accrued. Unfortunately, all medical costs, including chiropractic work, x-rays, CAT scans, emergency vehicle services, physical therapy, medication, and overnight stays, are due at the time of service. This is where your insurance company usually comes into place. The most important thing to remember is that you are responsible for paying for your medical bills at the end of the day. Your automobile insurance policy will pay your preliminary bills approximately the limits of protection. When the cars and truck insurance limit is gotten to, health insurance (public or personal) will pay for medical bills. After a lawsuit arises and a settlement comes through, health insurance companies are entitled to reimbursement for what they paid. This will come out of the recovery amount after the lawsuit settles.
Working with a personal injury attorney
One of the apparent benefits of working with a Salt Lake City injury lawyer is that you are more likely to get a fair settlement. The benefits do not end at just legal representation, however. Experienced attorneys will be able to work on your behalf to ensure that you are not being bullied into an unfair settlement. Whatsmore is that they will be able to send letters of representation to your medical providers and work with them on your behalf. Many people will reach a scary point where their car and personal insurance has reached the limits of what they will cover. Rather than you being expected to pay the balance or future out of pocket expenses, your attorney can help negotiate. You will be surprised and relieved how far a letter or phone call can go from an attorney. In some cases, your attorney will be able to work with the medical provider to hold off on collections, lower payments, or settlement for a lump-sum payment once the legal proceedings have concluded. If you or a loved one has been involved in an accident, car crash, and any incident resulting in injury, we invite you to contact The Ault Firm at (801) 839-4411 to speak with a legal professional today.
